Fiza Individual Current Account

Perfect Banking Solution for Resident Individuals

The SIB Fiza Current Account is the perfect banking solution for resident individuals seeking simplicity and flexibility. With no minimum balance requirements, free digital transactions, and personalised benefits, this account ensures hassle-free banking tailored to your needs. Whether you’re transacting digitally or accessing value-added services, SIB Fiza puts your convenience first.

Open an SIB Fiza Individual Current Account today and enjoy its multiple benefits.

Zero Balance Flexibility: No minimum balance requirement or penalties for non-maintenance, making banking stress-free.
Cash Transactions Made Easy: Enjoy 5 free branch cash withdrawals monthly. Unlimited withdrawals for accounts with AMB of Rs. 25,000/- or more.
Convenient Cheques: Get the first cheque book for free. Additional 25 free cheque leaves quarterly with AMB = Rs. 25,000/-.
Unlimited Digital Banking: Enjoy 10 monthly free outward Digital NEFT/RTGS transactions with AMB < Rs. 25,000/- & unlimited free Digital outward transactions with AMB equal to Rs. 25,000/-.
Flexible Debit Cards: Access RuPay Classic or Visa/Master Platinum cards with waived AMC upon meeting balance or transaction conditions.
Enhanced Premium Benefits: Maintain Rs. 25,000/- AMB for unlimited ATM access, free IMPS, SMS alerts, and higher insurance coverage.
Value-Added Perks: Avail locker rent waivers, personal accident insurance, and free account opening for Demat accounts and enrollment in NPS, APY, and PMJJBY accounts.
Free E-Services: Enjoy mobile and internet banking with free e-statements for easy account management.

Follow the eligibility criteria given below to open the SIB Fiza Individual Current Account:

Who Can Open:	Resident individuals aged 18 and above.
Benefit Tiers:	Standard features for AMB below Rs. 25,000/-. Enhanced privileges for AMB of Rs. 25,000/- or more.

Follow these steps to open the SIB Fiza Individual Current Account:

Visit the nearest South Indian Bank branch.
Submit the application form with required documents.
Bank staff will assist with account activation.

Apply online for SIB Fiza Individual Current Account

Check out the fees & charges related to the SIB Fiza Individual Current Account:

Account Maintenance	No charges for non-maintenance of balance
Cash Transactions	5 free branch withdrawals monthly Rs. 0.50/- per Rs. 1,000/- or Rs. 50/- beyond the limit Free & unlimited cash withdrawals across branches if AMB is Rs. 25,000/- or above
Digital Transactions	10 free branch transactions monthly if AMB < Rs. 25,000/- Free & Unlimited Digital NEFT/RTGS transactions if AMB >= Rs. 25,000/-
Debit Cards	No issuance fee; AMC waived for the first year upon meeting eligibility conditions
Additional Benefits	Free e-statements and account opening for Demat accounts

Frequently Asked Questions

Get answers to your queries

The SIB Fiza Current Account is a no-balance solution offering digital transactions, insurance benefits, and more.

No, there are no charges for non-maintenance of balance of the SIB Fiza Current Account.

You can make 5 free monthly cash withdrawals at branches. You will be charged for additional withdrawals.

Yes, NEFT and RTGS transactions are free and unlimited through online channels if you maintain an AMB = Rs. 25,000/-.

You can choose between RuPay Classic and Visa/Master Platinum cards with fee waivers based on account activity.

Show More FAQs

Apply Now

Questions & Answers

Frequently Asked Questions

Get answers to your queries

The SIB Fiza Current Account is a no-balance solution offering digital transactions, insurance benefits, and more.

No, there are no charges for non-maintenance of balance of the SIB Fiza Current Account.

You can make 5 free monthly cash withdrawals at branches. You will be charged for additional withdrawals.

Yes, NEFT and RTGS transactions are free and unlimited through online channels if you maintain an AMB = Rs. 25,000/-.

You can choose between RuPay Classic and Visa/Master Platinum cards with fee waivers based on account activity.

Show More FAQs

Blog Articles Updates

Our Latest Blogs

View All Blogs

July 09, 2025

FD Laddering Strategy: Maximize Returns with South Indian Bank’s Fixed DepositsRead more

July 08, 2025

SIB Her Haven: Our Vision to Fuel Women’s Home OwnershipRead more

July 01, 2025

Beyond Savings: How A Gold Loan Simplifies School ExpensesRead more

May 16, 2025

SIM Swap Frauds - Safeguard Your Financial SecurityRead more

June 02, 2025

School Reopening? Here's How a Gold Loan Can Ease the PressureRead more

July 03, 2025

Digital Must-Haves for Students & How to Afford Them the Smart WayRead more

January 17, 2025

Stay Alert: How to Protect Yourself from Investment ScamsRead more

March 24, 2025

Safe, Simple & Digital: Fixed Deposits with a Digital Edge for Gen ZRead more

February 07, 2025

8 Reasons to Choose Quick FD for Your Financial NeedsRead more

January 04, 2025

Spot the Fakes: A Guide to Secure Online PracticesRead more

View All Blogs

Address:

Investors Desk

About Us

Helpdesk

Online Services

Other links