Mutual Funds

Choose Mutual Funds for Long Term Wealth Creation

A mutual fund is a collective investment vehicle that collects & pools money from several investors and invests the same in equities, bonds, government securities, money market instruments.

The Money collected in Mutual Fund schemes will be managed and invested by a Fund Manager in line with a scheme’s objective. Investment can be done by an investor as a One-time Investment or as a Systematic Investment Plan (SIP).

How to invest in Mutual Fund through South Indian Bank

We are tied up with 21 Fund Houses to offer a range of mutual funds to our customers. With SIB, Mutual Fund Investments are seamless through SIB Mirror+ app and SIBerNet. KYC complied customers can onboard themselves effortlessly, create an investment profile & start investing instantly.

Customers can enjoy convenient transaction and tracking facility through our app and web portal. For support, visit your home branch or email mutualfund@sib.co.in

South Indian Bank is an AMFI registered Mutual Fund distributor with AMFI Registration Number ARN -3845.

Types of Mutual Funds Available

As per SEBI guidelines on Categorization and Rationalization of schemes issued in October 2017, mutual fund schemes are classified as –

Equity schemes

Equity mutual fund schemes predominantly invest in equity and equity related investments and is suitable for long term investors with high-risk appetite and longer investor horizon.

Equity Schemes can be further classified into Large Caps Funds, Mid Cap Funds, Small Cap Funds, Multi Cap Funds, Flexi Cap Funds, Sectoral Funds etc based on the scheme objective and investment style.

Debt Schemes

Debt funds invest in bonds and other debt securities including Treasury Bills, Government Securities, Commercial Paper etc.

Debt fund can be classified as Short-Term Fund, Medium Term Funds, Long term Funds, Gilt Fund, Corporate Bond Fund etc based on the issuer of securities or their fund management strategies.

As investment is done majorly in bonds and debentures, debt funds are non-market linked investments whether market risk is very less.

Hybrid Schemes

Invest in a mix of equities and debt securities.

They seek to find a balance between growth and income by investing in both equity and debt. Here the alpha will be generated by the investment in equity and regular investment will be earned from debt instruments.

Hybrid funds can be again classified into Conservative Hybrid Funds, Balanced Hybrid Funds, Aggressive Hybrid Funds, Multi Asset Allocation Funds, Arbitrage Funds etc.

Solution Oriented Schemes

These schemes help investors to achieve specific financial goals like retirement, kids’ education, marriage etc.

Retirement schemes and Childres Funds are two common retirement Oriented schemes available in the market.

Other Schemes

Index Fund, Exchange Traded Funds, Fund of Funds etc are some examples of Other Mutual Fund Schemes.

These are passive funds which invest in a Specific Index or a in other Funds.

Mutual Funds Offered

South Indian Bank has tied-up with the leading Mutual Funds, so that you may pick and choose, as per your investment goals.

LIC Mutual Fund Asset Management Ltd.	DSP Mutual Fund
TATA Mutual Fund	Kotak Mahindra Asset Management Company
Nippon India Mutual Fund	Mirae Asset Global Investments
Aditya Birla Sun Life Asset Management Company Ltd.	PGIM India Asset Management Company
Axis Asset Management Company	Franklin Templeton
Canara Robeco Asset Management Company Ltd	UTI Mutual Funds
Parag Parikh Mutual Fund	HDFC Mutual Fund
ICICI Prudential AMC	SBI Mutual Fund
Sundaram Mutual Funds	Motilal Oswal Asset Management Company
HSBC Investments	Invesco Mutual Fund
Edelweiss Mutual Fund	Union Mutual Fund

Always read Scheme Information Document (SID), Statement of Additional Information (SAI) Key Information Memorandum (KIM) before applying. These details will be available in respective Fund House website. Mutual fund investments are subject to market risk. Read the offer document carefully before investing.

Always read Key Information Memorandum (KIM) before applying.Mutual fund investments are subject to market risk. Read the offer document carefully before investing.

Click here for Mutual Fund Commission disclosure

REGULATORY UPDATE
As per SEBI Guidelines, two factor authentication (OTP) should be triggered by exchanges at the time of redemption/switch transactions from 01-07-2022. In order to validate the two factor authentication please update your mail id by contacting South Indian bank branch or through SIB Mirror+ and inform us at mutualfund@sib.co.in to update your details in mutual fund profile - South Indian Bank.

QUESTIONS & ANSWERS

Frequently Asked Questions

Get answers to your queries

A mutual fund is a pooled investment vehicle that collects money from multiple investors and invests it in equities, bonds, government securities, and other instruments. It is managed by professional fund managers based on the scheme's objectives.

South Indian Bank offers seamless investment options through its SIB Mirror+ app and SIBer Net. With partnerships with 21 fund houses, you can invest, track, redeem, and switch funds effortlessly. The bank is an AMFI-registered distributor (ARN-3845).

Mutual funds are categorized into Equity Schemes, Debt Schemes, Hybrid Schemes, Solution-Oriented Schemes, and Other Schemes like Index Funds and ETFs. Each category 3has sub-types tailored to various investment goals and risk appetites.

Start SIPs with small amounts.
Diversify your portfolio.
Professional fund management.
Long-term wealth creation potential.

The minimum investment amount depends on the scheme selected. Generally, Systematic Investment Plans (SIPs) can start from as low as Rs. 500/- per month.

Investments can be made through the SIB Mirror+ app or SIBer Net platform. KYC-compliant customers can onboard themselves, create a profile, and start investing instantly. For additional support, you can visit your home branch or email mutualfund@sib.co.in.

Equity Funds: Invest primarily in stocks, suitable for long-term investors with higher risk tolerance.
Debt Funds: Invest in bonds and debt instruments, suitable for conservativeinvestors seeking stability.
Hybrid Funds: Combine equities and debt, balancing growth and regular income.

Yes, NRIs can invest in mutual funds through South Indian Bank, subject to compliance with regulatory requirements.

Solution-oriented schemes are designed to meet specific financial goals like retirement planning, children’s education, or marriage. Common options include Retirement Funds and Children’s Funds.