Mobile Banking - SIB MIRROR+

One Stop Shop for All Your Banking Services

SIB Mirror+ app brings you the Next Generation Digital Banking Experience from South Indian Bank - a comprehensive and secure Mobile Banking platform, offering you more than 100 banking and utility services to take care of your daily banking needs at your convenience where ever you are. With the exclusive e-Lock facility in the SIB Mirror+ app, you can safeguard your account and protect it from any unauthorised access.

SIB'S QUICK, SAFE & RELIABLE BANKING

Features of SIB Mirror+ Mobile Banking

Instant Fund Transfers

Easily transact across accounts in real time using multiple modes, including UPI, NEFT and IMPS.

Advanced Security with e-Lock

Lock or unlock Your account instantly to protect against unauthorised transactions.

Quick Loan Approvals

Apply for Personal Loan, Home Loan and Loan Against Deposits etc directly from the app.

Hassle-Free Bill Payments

Pay Mobile, DTH, Electricity, and other utility bills in seconds, all in one place.

Seamless UPI Transactions

Make secure and fast UPI payments with ease, including transactions to international numbers.

Smart Investment Solutions

Invest in Sovereign Gold Bonds, Apply for Right Issue/IPOs/NCD and more.

SIB Mirror+ at a Glance

Highlights of SIB Mirror+ Mobile Banking

Outward Remittance

Send money abroad quickly and securely.

Swipe to Pay

Fast and secure Debit Card payments without OTP

Loan Against Deposits

Avail instant loans without breaking your fixed deposits.

Effortless Investments

Apply for IPO, ASBA, and NCD in a few clicks.

Pay to Contact

Send money instantly using just a mobile number.

SIB Dream

Plan and achieve your financial goals with smart savings tools.

SIB FeeBook/Academia

Easily manage school and educational fee payments.

SIB FASTag

Buy, recharge, and track your FASTag transactions effortlessly.

Sovereign Gold Bonds (SGB)

Enjoy safe, paperless gold investments with assured interest returns.

Instant KYC Updates

Update your KYC details instantly without visiting a branch.

UPI for International Numbers

Enable seamless UPI transactions with international mobile numbers.

SIB Mirror+

Getting Started with SIB Mirror+

Visit Play Store/ App Store
Search for SIB Mirror+
Click on Install/Get to download the All new SIB Mirror+ App
Click on Register to complete the activation
Enter the last 4 Digits of SIB Account number and registered Mobile number
Validate with the OTP received in your registered mobile number.
Provide your Debit card details to complete the activation.
Don’t have an active Debit card, you can submit request to home Branch to generate a Branch token to complete the activation process.
You can also use SKIP option to activate the App in View only mode.
Now create a secure Password for App login and MPIN [4 digits] for transaction validation.
Congratulations!! Welcome to the all-new SIB Mirror+ App with 100+ attractive features.

Fund transfer limits are provided to retail customers under two categories, Standard and Gold. Retail customers can instantly enhance the transaction limits using the Debit card credentials in SIB Mirror+. Corporate customers can only use the Standard Transaction limits. The daily Standard and Gold category transactional limits for fund transfers are as given below:

Fund Transfer Category	Self-Fund Transfer ( in lakhs)	Third Party/Within SIB Fund Transfer ( in lakhs)	External Fund Transfer Limit (IMPS/ NEFT) ( in lakhs)	Deposit Opening ( in lakhs)
Standard	10	5	5	200
Gold	10	10	10	200