CA Premium General

Designed for small businesses and professionals

The CA Premium General Current Account by South Indian Bank is a comprehensive banking solution designed for small businesses and professionals. With a low minimum balance requirement, unlimited cash withdrawals, and free digital banking, it ensures hassle-free financial management for everyday business operations at an affordable cost.

Open an SIB CA Premium General Current Account Today and enjoy its multiple benefits.

Affordable Maintenance: Maintain an AMB of just Rs. 5,000/- for cost-effective banking
Convenient Cash Management: Unlimited free cash withdrawals at home and non-home branches, with flexible cash deposit limits
Effortless Fund Transfers: Free inward RTGS/NEFT transactions and standard charges for outward transactions, along with affordable IMPS options
Transactional Ease: Get 25 free cheque leaves annually & additional leaves at just Rs. 3/- each. Standard charges apply for DDs and payment orders.
Digital Banking: Manage your account with free Mobile and Internet banking
Debit Card Options: Enjoy access to debit cards with applicable issuance and Annual Maintenance Charges

Here is the eligibility criteria for the SIB CA Premium General Current Account:

Who Can Open:	This account is ideal for individuals, small businesses, and professionals seeking cost-effective banking with essential features.
Requirements:	Valid KYC documents PAN card Minimum MAB of Rs. 5,000/-

Follow these steps to open the SIB CA Premium General Current Account in just a few steps:

Offline Mode:

Visit your nearest South Indian Bank branch
Submit the filled application form with identity and address proofs
The bank staff will guide you through account activation

Online Mode:

You can also apply online for SIB CA Premium General Current Account Click here!

Refer the below details on various fees & charges of SIB CA Premium General Current Account.

Monthly Average Balance	Rs. 5000/-
Charges for non - Maintenance of AMB	Accounts maintaining <50% of required AMB	Rs. 350/-
	Accounts maintaining >=50% but <100% of required AMB	Rs. 250/-
ABB cheque leaves	Free cheque book with 25 leaves per calendar year; Rs. 3/- per leaf above free limits
RTGS/NEFT Fund Transfer (Outward)	Free & Unlimited through Digital Channels Charges Applicable if done through Branches
RTGS/NEFT Fund Transfer (Inward)	Free
DD/PO Issuance	Std. Charges Applicable
Debit Card	Issuance and AMC Charges Applicable
Other Bank ATM txns	Std. Charges Applicable
Folio Charges	Std. Charges Applicable
Cheque Return Charges - Outward	Std. Charges Applicable
Cheque Return Charges - Inward	Std. Charges Applicable
Cash withdrawal at Branches (Home & Non-Home Branches )	FREE Unlimited
Cash Deposit at Branches (Home & Non- Home Branches )	Std. Charges Applicable
Mobile Banking	Free
Net Banking	Free
IMPS Fund Transfer	Std. Charges Applicable
SMS Alerts	Rs. 1.00/- SMS (incl. GST) with maximum of Rs. 200/- Quarter
Charges displayed above are subject to GST
For all std. charges, please refer Compendium of Service Charges. (Click Here)
All free facilities will be provided based on the required AMB maintained in the previous month.

Frequently Asked Questions

Get answers to your queries

The Monthly Average Balance required is Rs. 5,000/- for the SIB CA Premium General Current Account.

The Non-maintenance charges are Rs. 350/- for balances below 50% of the required MAB and Rs. 250/- for balances equal to or between 50% and 100% of the required MAB.

You receive 25 free Cheque leaves annually. Additional leaves are charged at Rs. 3/- per leaf.

Yes, all inward RTGS/NEFT transactions are free.

Yes, unlimited free cash withdrawals are allowed at all branches.

Yes, Mobile banking and Internet banking services are provided free of charge with this Current Account.

SMS alerts cost Rs. 1/- per message, capped at Rs. 200 per quarter, inclusive of GST.

Yes, Debit Cards are available with this account. Issuance and Annual Maintenance Charges depend on the card type.

Yes, standard charges apply for issuance of demand drafts and payment orders.

You can apply online via the South Indian Bank website or visit a branch with your KYC documents to open the account offline.

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