CA Premium Gold

The CA Premium Gold Current Account offers superior cash management, free unlimited digital transactions, and exclusive cheque and debit card benefits. Designed keeping the needs of businesses and professionals in mind, this account ensures your growing business gets the attention it deserves. Maintain an Average Monthly Balance (AMB) of Rs.1,00,000/- to unlock a host of premium features and experience premium banking with SIB!

Key Features and Benefits

Rs. 1,00,000/- AMB requirement

Unlimited Free digital fund transfers

100+ Free cheque leaves per month

Free Rupay/Visa platinum debit card

CA Premium Gold Current Account from SIB offers multiple benefits to the account holders. This includes;

  • Flexible Withdrawals & Deposits: Access unlimited Free cash withdrawals at all branches & convenient cash deposits as per service charges.
  • Generous Cheque Leaves: Start with 100 Free cheque leaves per month & get more Free leaves based on your AMB.
  • Convenient Fund Transfers: Enjoy Free & unlimited NEFT/RTGS through digital channels for seamless fund transfers. Avail IMPS fund transfer services with minimal charges.
  • Platinum Debit Card Access: Complimentary Rupay/Visa Platinum Debit Card with global benefits.
  • Additional Business Perks: Simplify business payments with 50 Free Demand Drafts/ Payment orders monthly.

Go through the following eligibility criteria for the SIB CA Premium Gold Current Account:

Who Can Open: Medium to large-scale businesses or professionals in need of premium banking services
Requirements:
  • Valid KYC documents
  • PAN card
  • Minimum AMB of Rs. 1,00,000/-

 

Here’s how you can apply for the South Indian Bank CA Premium Gold Current Account:

Offline Mode:

  • Visit the nearest South Indian Bank branch.
  • Submit your application with KYC and business documents.
  • Receive assistance from a bank representative to open your account.

Online Mode:

  • Apply online for SIB CA Premium Gold Current Account Click here!

Refer the below table for more details about the various fees & charges related to SIB CA Premium Gold Current Account. 

Monthly Average Balance Rs. 1,00,000/-
Charges for non - Maintenance of AMB Accounts maintaining <50% of required AMB Rs. 800/-
Accounts maintaining >=50% but <100% of required AMB Rs. 650/-
ABB cheque leaves 100 Cheque leaves free per month. For every additional AMB of Rs. 1,00,000/- maintained over the required Product AMB, the customer will be eligible for additional 100 Free cheque leaves. (Max 1000 cheque leaves per Month).
RTGS/NEFT Fund Transfer (Outward)

Free & Unlimited through Digital Channels. 50 Free per month through Branches. Thereafter Standard Charge Applicable.

RTGS/NEFT Fund Transfer (Inward) Free
DD/PO Issuance

50 free DD/PO per month, Standard Charges applicable beyond free limits

Debit Card
  • Free Issuance of Rupay/Visa platinum Debit card.
  • AMC Charges Applicable
Other Bank ATM txns Std. Charges Applicable
Folio Charges Nil folio Charges
Cheque Return Charges - Outward Std. Charges Applicable
Cheque Return Charges - Inward Std. Charges Applicable
Cash withdrawal at Branches (Home & Non-Home Branches ) FREE Unlimited
Cash Deposit at Branches (Home & Non- Home Branches ) As per Compendium of Service charges
Mobile Banking Free
Net Banking Free
IMPS Fund Transfer Std. Charges Applicable
SMS Alerts Free
Charges displayed above are subject to GST
For all std. charges, please refer Compendium of Service Charges. (Click Here)
All free facilities will be provided based on the required AMB maintained in the previous month.

 

Frequently Asked Questions

Get answers to your queries

The MAB requirement for this account is Rs. 1,00,000/-.

You will receive 100 free Cheque leaves per month. You can get additional free leaves up to 1000 leaves based on your AMB.

Yes, NEFT/RTGS transactions are unlimited through digital channels. For branches, the first 50 transactions are free.

Cash withdrawals are unlimited and free at all branches, with applicable TDS.

No, SMS alerts are free for all account activities.

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