CA Premium Standard

Open an SIB CA Premium Standard Current Account Today and enjoy its multiple benefits.

Low Maintenance, High Flexibility: Manage your finances with a budget-friendly Rs. 10,000/- AMB, ensuring flexibility for professionals and businesses.
Unlimited Free Transactions: Enjoy free & unlimited RTGS/NEFT fund transfers and free cash withdrawals, both at home and non-home branches, for seamless business operations.
Cost-Effective Digital Services: Access instant IMPS transfers and real-time SMS alerts at affordable rates, keeping you updated on every account activity.
Convenient Account Management: Free cheque leaves, Mobile banking and Internet banking ensure easy access and management of your account anytime, anywhere.
Effortless Cash Management: Deposit cash at both home and non-home branches without extra hassle, giving you the liquidity your business needs.

Go through the eligibility criteria below for the SIB CA Premium Standard Current Account:

Who Can Open:	Individuals, professionals, and small businesses seeking a reliable and feature-packed Current Account
Requirements:	Valid KYC documents PAN card Minimum MAB of Rs. 10,000/-

Here are the easy and simple steps to open the SIB CA Premium Standard Current Account:

Offline Mode:

Visit your nearest South Indian Bank branch
Submit the application form with all required KYC and supporting documents
The branch representative will assist you through the account opening process

Online Mode:

Apply online for SIB CA Premium Standard Current Account Click here!

Refer the below details on various fees & charges of SIB CA Premium Standard Current Account.

Monthly Average Balance	Rs. 10,000/-
Charges for non - Maintenance of AMB	Accounts maintaining <50% of required AMB	Rs. 500/-
	Accounts maintaining >=50% but <100% of required AMB	Rs. 350/-
ABB cheque leaves	Free cheque book with 25 leaves per half calendar year; Rs. 3/- per leaf above free limits
RTGS/NEFT Fund Transfer (Outward)	Free & Unlimited through Digital Channels. Charges Applicable if done through Branches.
RTGS/NEFT Fund Transfer (Inward)	Free
DD/PO Issuance	Std. Charges Applicable
Debit Card	Issuance and AMC Charges Applicable
Other Bank ATM txns	Std. Charges Applicable
Folio Charges	Std. Charges Applicable
Cheque Return Charges - Outward	Std. Charges Applicable
Cheque Return Charges - Inward	Std. Charges Applicable
Cash withdrawal at Branches (Home & Non-Home Branches )	FREE Unlimited
Cash Deposit at Branches (Home & Non- Home Branches )	Std. Charges Applicable
Mobile Banking	Free
Net Banking	Free
IMPS Fund Transfer	Std. Charges Applicable
SMS Alerts	Rs. 1.00/- SMS (incl. GST) with maximum of Rs. 200/- Quarter
Charges displayed above are subject to GST
For all std. charges, please refer Compendium of Service Charges. (Click Here)
All free facilities will be provided based on the required AMB maintained in the previous month.

Frequently Asked Questions

Get answers to your queries

The required MAB for this account is just Rs. 10,000/-.

Yes, you will be charged Rs.500/- for maintaining balance less than 50% of required MAB and Rs.350 for maintaining balance equal to or between 50% and 100% of the required MAB.

You receive 25 free Cheque leaves per half calendar year with the CA Premium Standard Current Account. Additional leaves cost Rs. 3/- per leaf.

Inward RTGS/NEFT transactions are free. Outward transactions are free through digital channels but incur charges if conducted through branches.

No, Cash Withdrawals are unlimited and free at all SIB branches.

The SMS alerts are charged at Rs. 1/- per SMS (inclusive of GST), capped at Rs. 200/- per quarter.

Yes, you can apply online via the SIB website or visit the nearest branch to complete the application process.

Yes, Mobile and Internet banking services are provided free of charge.

Transactions at SIB ATMs are free, while standard charges apply for other bank ATMs.

Yes, Demand Drafts and Payment Orders are issued at standard rates with the SIB CA Premium Standard Current Account.

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