Fixed Deposits

Secure & High-Yield Foreign Currency Investment

South Indian Bank’s Foreign Currency Fixed Deposit is the ideal choice for NRIs looking to invest securely and profitably in global currencies. With attractive interest rates, full repatriability, and flexible tenure options, your money grows steadily while staying protected from exchange rate fluctuations.

Quarterly Interest Payout – Simple interest is paid every quarter for consistent earnings.
Flexible Tenure Options – Choose from deposit periods ranging from 1 year to 5 years.
Convenient Withdrawals – Interest can be withdrawn periodically or transferred to other accounts as per instructions.
Multi-Currency Investment – Maintain deposits in GBP, USD, EUR, AUD, CAD, CHF, and JPY.
High Returns – Earn competitive interest rates for maximum growth.
Customizable Maturities – Accounts can be opened for different tenure options to suit your financial goals.
Exchange Rate Protection – Your investment is shielded from currency fluctuations for added stability.
Full Repatriability – Both principal and interest can be freely repatriated without restrictions.
Joint Account Facility – Open a deposit jointly with another NRI, ensuring greater flexibility.

You can open an FCNR Fixed Deposit through two convenient modes:
Online Mode:

Initiate the process by informing your branch or Relationship Manager.
You will receive a process initiation request via SIB Mirror+.> Engagement Hub
Once authenticated, your application will be initiated and processed by the bank.

Offline Mode:

Visit the nearest South Indian Bank branch with proof of NRI status.
Submit the application form along with KYC and funding documentation.
Fund the deposit via inward remittance or transfer from your NRE/FCNR(B) account.

Download Application Form

To view the latest interest rates,click here

Plan Your Returns
Use our FD Calculator to estimate your returns based on deposit amount, tenure, and interest payout frequency.