Manipal Cigna Health Insurance Company Ltd

Product Snapshot

Product Name	Target Segment	Premium (Average Ticket Size)	Top Features	Entry Age
Life Time Health	Mid segment executives for Indian cover	45 years Family Floater 15L cover with Indian + Global S.I Rs. 12046/-45 years Family Floater 50 lakh Indian cover Rs. 15541/-	Separate S.I for Domestic & Global Use- Unlimited Guaranteed Cumulative Bonus - additional cover- Unlimited Restoration for Related and Unrelated illnesses - additional cover- Loyalty Discount- Portability Continuity Benefit - for existing SI of 10 lakhs and above- Worldwide Emergency Coverage	18 to 65 years
Sarvah Uttam	Any category people in Zone 3 & 4	Zone I: 4,395/-Zone II: 5,975/-Zone III: 21,545/-	Most economical plan in Zone 3 & 4- Guaranteed bonus of 100% for 10 years - Optional cover- Reduction of waiting period from 2 years to 30 days - DOABC* - Optional cover- No zonal or co-pay - can take treatment anywhere in India without co-pay	Entry age 26 for individual plans and 18 for family floater – no upper limit for entry
Sarvah Param	People with Specified Pre Existing Disease conditions	10 Lakhs SI Family Floater – 45 years Zone I: 15857/-Zone II: 17595/-Zone III: 40545/-Zone IV: 63766/-	DAY 1 Coverage – No Waiting Period- Guaranteed Cumulative Bonus 100% of SI for 10 years (Gullak)- Unlimited Restoration for Related and Unrelated illnesses- No Zonal Copayment- Annual Health Check Up	Entry age 26 for individual plans and 18 for family floater – no upper limit for entry
Prime Senior Elite	People above 56 to 75 yrs with Specific Pre Existing Disease	2 Adults 60 Years 10Lakh SI Rs. 31,288/-	Pre Existing Disease Coverage from 91 Days- 0% Copayment Option- Guaranteed Cumulative Bonus 10% of SI for 10 years- Unlimited Restoration for Related and Unrelated illnesses	56 to 75 years
Prime Active	People between 18 to 70 with Specific Pre Existing Disease	2 adults 40 yrs 10 lakh SIRs. 52,776/-	NO Claim Bonus 100% of SI for 10 years- DOABC* Coverage from 91 Days*- Unlimited Restoration for Unrelated Illness	18 to 70 years

*Zone is based on treatment cost

*DOABC: Diabetes, Obesity, Asthma, Blood Pressure & Cholesterol
*The mentioned premium are tentative, the actual premium will differ based on the SI/Age/zone and riders.