Frequently Asked Questions

Get answers to your queries

Individuals (residents and NRIs), proprietorships, partnerships, LLPs, private/public limited companies, trusts, and societies.

Loans range from Rs. 25 Lakhs to Rs. 15 Crores.

Loan repayment terms extend up to 144 months (12 years).

Yes, a minimum bureau score of 730 is required.

Ready-built buildings less than 20 years old and properties under construction where construction began within the last 3 years.

KYC documents, income proof, bank statements, and property-related documents, such as title deeds and tax receipts.

The property being purchased serves as collateral for the loan.

Yes, NRIs can apply for the loan, subject to eligibility criteria.

Loan approval timelines vary based on document submission and verification.

The loan can be used to purchase ready-built commercial buildings, buildings under construction, or reimbursement for property purchase costs.

Our Latest Blogs

FD Laddering Strategy: Maximize Returns with South Indian Bank’s Fixed DepositsRead more

SIB Her Haven: Our Vision to Fuel Women’s Home OwnershipRead more

Beyond Savings: How A Gold Loan Simplifies School ExpensesRead more

SIM Swap Frauds - Safeguard Your Financial SecurityRead more

School Reopening? Here's How a Gold Loan Can Ease the PressureRead more

Digital Must-Haves for Students & How to Afford Them the Smart WayRead more

Stay Alert: How to Protect Yourself from Investment ScamsRead more

Safe, Simple & Digital: Fixed Deposits with a Digital Edge for Gen ZRead more

8 Reasons to Choose Quick FD for Your Financial NeedsRead more

Spot the Fakes: A Guide to Secure Online PracticesRead more