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Nri Sib Edusum Education Loan Scheme
Get answers to your queries
Loan amounts range from Rs. 2.5 lakh to Rs.10 lakh based on the course and location.
No collateral is required for loans up to Rs.1 lakh. Loans between Rs.1 lakh and Rs.3 lakh require a third-party guarantee, while loans above Rs.3 lakh require 100% collateral.
The repayment period is up to 10 years for loans up to Rs. 7.5 lakh and 15 years for higher amounts.
Yes, the moratorium period includes the course duration plus 1 year or 6 months after securing a job, whichever is earlier.
Yes, you can prepay the loan at any time without incurring additional charges.
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