South Indian Bank Ltd. Head Office T.B Road, Mission Quarters, Thrissur 680 001,Kerala, India
NRI Services
Products
Loans
Nri Sib Lap Power
Get answers to your queries
Yes, Trusts and registered Societies are eligible if documentation criteria are met.
Yes, subject to existing guidelines.
Only residential properties located in Corporation or Municipality areas are accepted. Panchayat plots in prime locations under 30 cents may also be considered.
Yes, with valid proof of business and required financials.
Yes, balance transfer of existing loans is allowed.
The spouse of the property owner must join as guarantor. If unavailable, a close relative must be provided as guarantor.
Yes, the product supports debt consolidation as one of its permitted purposes.
Overdraft facilities need to be renewed annually for continued usage.
Yes, penal interest of 2% p.a. applies to the defaulted amount for the defaulted period.
FD Laddering Strategy: Maximize Returns with South Indian Bank’s Fixed DepositsRead more
SIB Her Haven: Our Vision to Fuel Women’s Home OwnershipRead more
Beyond Savings: How A Gold Loan Simplifies School ExpensesRead more
SIM Swap Frauds - Safeguard Your Financial SecurityRead more
School Reopening? Here's How a Gold Loan Can Ease the PressureRead more
Digital Must-Haves for Students & How to Afford Them the Smart WayRead more
Stay Alert: How to Protect Yourself from Investment ScamsRead more
Safe, Simple & Digital: Fixed Deposits with a Digital Edge for Gen ZRead more
8 Reasons to Choose Quick FD for Your Financial NeedsRead more
Spot the Fakes: A Guide to Secure Online PracticesRead more
©2025 South Indian Bank. All Rights Reserved
Disclaimer | Terms & Conditions | Privacy Policy