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SIB RuPay Classic NCMC Debit Card

SIB RuPay Classic NCMC Debit Card

Simplify your finances with South Indian Bank’s RuPay Classic NCMC Debit Card, your go-to payment solution for online and offline purchases. Accepted across a wide range of merchants, this versatile card offers exclusive offers and allows hassle-free cash withdrawals from an extensive ATM network, making it a perfect companion for everyday transactions.

  •     Tap & Pay convenience
  •     Prepaid wallet for mobility
  •     Secure domestic & international use
  • Tap & Pay Functionality: Make payments up to Rs. 5,000/- without a PIN at NFC-enabled terminals.
  • Prepaid Wallet: Ideal for offline payments in Metros, Buses, Smart Cities, and more.
     
  • Issuance Fee:
    • Rs. 350/- + GST for SB General & Standard Accounts
    • Rs. 550/- + GST for CD Accounts
    • Free for SB Silver & Above Accounts
  • Annual Maintenance Fee (AMC):
    • Rs. 350/- + GST for SB Accounts
    • Rs. 550/- + GST for CD Accounts

 

  • First-year AMC will be charged on the 91st day from card issuance in case issuance fees is not collected. 

  • Waiver Conditions
    • First-year AMC is waived if within 90 days.
    • Purchase transactions total Rs. 25,000/- or more, or
    • Maintain an average balance of Rs. 50,000/- or above.

AMC from the second year is waived for SB/NR Silver and Above Account categories if they maintain an average balance of Rs 25,000/- & in Current Account categories if they maintain an average balance of Rs 50,000/- subject to account features.

Online

  •     Apply via SIBerNet (Internet Banking) or the SIB Mirror+ App and complete the process in a few simple steps.

Offline

  •     Visit your nearest SIB branch.
  •     Complete and submit the application form with necessary documents.
     
  • The SIB RuPay Classic NCMC Debit Card is available to the following customers:

Available to all account holders except Basic Savings Account holders.

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