South Indian Bank Ltd. Head Office T.B Road, Mission Quarters, Thrissur 680 001,Kerala, India
Get answers to your queries
Yes, you can use the loan for personal purposes - like travel, medical expenses, or home improvements. However, it cannot be used for hoarding, speculation or activities restricted by the government.
No, this is an unsecured loan. You don’t have to provide collateral or guarantors.
You will be eligible if you are at least 21 years old and not above 56 years (salaried) or 60 years (self-employed). However, the availability of the loan will be basesd on your bureau score.
You can borrow as little as Rs. 50,000/- and up to Rs. 10,00,000/-, depending on your eligibility.
You can choose a repayment period of up to 48 months.
The loan can be availed fully online through SIB Mirror Plus (Mobile banking) or SIBerNet(Internet Banking).
A processing fee of up to 1.5% + GST of the loan amount will be applicable.
This loan is pre-approved, which means the loan is approved based on your bureau score.
Yes, you must hold an individual Savings or Current Account with SIB.
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